Why am I constantly drawing or losing to teams equal or lesser rated than mine?? I've trained consistently, upped my strategy and finances to morale is 100.. pretty much everything I can yet still..dropping points to teams rated lower than me...wtmf?? In my soccer game I still haven't won yet. What's the point of rating teams if they don't f-ing matter??

Rating is misleading on a number of fronts. Firstly, it is the average rating of your squad, not first 15 (so if you have 75 shite players but 15 top ones - your rating will look low, but your team will perform much better). Secondly, individual rating could be imbalanced, your winger could have great stats because he is a great scrummager - not great passer or speed (this happens due to auto assigning training points). Lastly, tactics play a big element in this game, both team and individual, and in my experience better tactics usually win out over small differences in rating.

Hope this helps.